In relation to "optimism" - my story

I have to admit that posting the previous blog about today's generation that I am as guilty as anyone in terms of materialistic possessions. I do not pay for my education, my rent, my text books, and rarely even my own groceries. I have my amazing and giving parents to thank for that. I am not apart of the 50% average of students that graduate with debt. I will not owe the average amount of 20 000$ after I graduate. The number is scary, yet the fact that people rely solely on loans is scarier. There is this generation of people who believe that everything should be given and not worked for. I may not work during the school year or have to pay for my needs while away, but I am expected to work my ass off in school. I spend my summer with a full time job and save all that I can, while also trying to enjoy myself. To be honest, I do not feel I can talk about the situation only because I am not in that position. I don't rack up my credit card or believe that I should have the newest technology or car. In fact, I spend most of my time thanking my parents and be grateful for the fact that I can graduate without worrying about how I will pay off my debt. In Ontario OSAP gives students the opportunity to go to school which I think is the most important thing. Having a higher level of education will make up for it but what is truly wrong is how loans are used. A lot of the time students get more than they should get and end up using it on material goods. The idea of working hard bypasses so many people and yet they think that somehow they deserve it. Afterwards paying it off doesn't seem important and they end up declaring bankruptcy and complaining about how they can't find work to pay for it. Minimum wage may not be a lot but if you work the hours, it goes a very long way. The previous article showed an image of what someone wrote about how they went without to afford their education. This is a person who clearly can see the bigger picture. They do not expect things to be handed to them, they work hard and do not blame the government for their problems. One of the biggest problems in the united states is that the people have been given too much. Americans could go buy a house with nothing down, and we sit and wonder why their homes are in foreclosure and why their housing economy is in the tank. There are reasons for these things, yet people do not blame themselves, they blame the government. They continuous put it on someone else to fix it, when they could have prevented it from happening in the first place. Debt is a serious crisis that people young and old struggle through. The biggest problem is that young people now have debt from the time they are 17-18 and continuous through their entire lives. There is something wrong with this picture and blaming the government and everyone else except yourself, isn't an answer.